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Hello ResidencyHello Residency

Life Insurance in Spain: Essential Protection for you and your loved ones

At Hello Residency, we help expats like you access flexible, affordable plans that are legally valid in Spain and recognized by local institutions.
Discover your online budget in one click

From just €15/month

Custom capital

Available with your passport

What’s Covered

Death by any cause

Your loved ones receive the agreed lump-sum payout if you pass away—providing financial stability and peace of mind.

Advance payment for terminal illness

In case of a terminal diagnosis, you can receive up to 50% of the insured capital to cover treatment or personal needs.

Burial & inheritance tax advances

Your beneficiary can receive up to €4,000 in advance for funeral costs or inheritance tax payments.

Family assistance services

A personal advisor will help your family with all necessary arrangements and paperwork during a difficult time.

Psychological support

24/7 unlimited phone support and in-person therapy after a loss or in cases of illness, depression, or emotional distress.

Optional Add-Ons

Total and permanent disability

Receive your full insured amount in case of a disabling condition that prevents you from working again.

Accidental death (Double payout)

If death is caused by an accident, your family receives twice the contracted capital.

Traffic accident death (Triple payout)

In case of a fatal road accident, your family receives triple the capital—up to €300,000.

Serious illness benefit

Get up to 100% of your insured capital in advance to cover costs if you’re diagnosed with a serious illness like cancer, heart attack, or renal failure..

Why Expats Choose Hello Residency

Residency-compliant

All our plans meet the requirements for legal residency in Spain and can be contracted with just your passport.

Join up to age 65

Apply up to 65 years old and renew your coverage annually until you turn 70.

Flexible capital

You choose the insured amount and whether it stays fixed or adjusts with inflation.

Pay your way

Monthly, quarterly, semi-annual, or annual plans—with up to 5% discount for full upfront payment.

Family savings

Add your spouse or children and save up to 12% on your combined premium.

Frequently Asked Questions

What amount of coverage should I choose?


We recommend an amount that would cover at least 2–3 years of your family’s basic expenses, or enough to pay off major debts like a mortgage.

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How can we help?

Whether you need guidance with your residency process, legal advice, or simply have questions about living in Spain, we’re here to assist you. Fill out the form below or give us a call — our team is ready to provide you with personalized support every step of the way.

Phone

+34 666 342 250

Email

info@helloresidency.com

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